What to do if you have property/home damage due to winter weather

Winter weather is approaching, whether we like it or not. Are you ready, do you know what to do if your home/property is damaged? Here are some tips.

Secure the property, board up windows, tarp or otherwise cover the roof, prevent weather elements from entering the building. If it's an ice dam, clean off the roof, if you can safely do so, or hire someone to clean it for you. Do not make permanent repairs.

Start interior clean up, mop up floors, wet vac the carpeting. Call a professional clean up company if the water is too much for you to handle. Call us, we can recommend companies to you.  Keep in mind that mold forms very quickly, in the right conditions, within 48 hours.

Take photos and document everything that happens prior to calling us and before the adjuster makes contact. Remember, it is up to you to “prove” your claim to the insurance company, so its important to document, document, document.

Call us, we will discuss coverage with you and then submit the claim to your insurance company. After the claim is reported you can expect a call from the insurance company within a couple of days, in times of severe weather it may take  a little longer, so continue to protect your property from further damage.

We are here to assist, don’t hesitate to call us if you have any questions. 1-800-891-1226 or 508-753-7233