What is Accident Forgiveness?

You may have heard that many auto insurance companies have begun to offer the Accident Forgiveness Endorsement to their customers.  The purpose of  Accident Forgiveness is to avoid the surcharge premium on your auto insurance policy after your first at fault accident under most circumstances.  In simpler terms- Your insurance premium will not increase due to your first accident.  This endorsement can be added to many company’s policies for an additional fee (varies by company).  Most companies only offer accident forgiveness to customers with clean driving records.   Just because an accident is forgiven with your insurance carrier does not mean it will be forgiven if you change companies or agencies.  Before cancelling any insurance policy it is always important to contact your agent.  Accident Forgiveness endorsements may vary from company to company, state to state, if offered at all by your carrier.  If you are interested in endorsing Accident Forgiveness onto your policy call IMA at 1-800-891-1226 or email info@ima.com.

Meet the Staff

At IMA, we like to recognize our colleagues that go above and beyond to make IMA a better place for our employees and our clients.  We are pleased to announce that Don Donegan has earned the title of Employee of the Month for February 2012.  Here are a few things that his fellow employees had to say about Don:

“able to leap tall buildings in a single bound, resolve a complex claim, and shoot under par on the back nine without a sweat”

“If you were to look up the words “team player” in the dictionary, you would probably see a picture of Don. He consistently puts the interests of IMA and its employees first.  He knows his stuff better than most, and is willing to go to bat for any of IMA’s clients.  It is not uncommon to find Don in the office after hours with a thick claim file searching for coverage for a tricky loss. His contributions help us enjoy an extra level of loyalty from many of the clients he has assisted.”

“Donald is always very helpful and is a delight to work with.  He is always helping out with tough claims situations.”

Not only is Don our employee of the month, but he is also celebrating his birthday this weekend.  Please join us in thanking him for his contributions to IMA and wishing him a very happy birthday!